Recently, $23 million was paid to consumers by credit bureaus. It was alleged that organizations like TransUnion and Equifax had falsely represented the effectiveness of the scores they sold to the public, making it seem as if they were more…
Your credit score is yours to check as frequently as you’d like, but the experts recommend sticking to once per year. This is also the time frame in which you can check your score for free. Learn how to do…
Since the recession, Americans are generally more credit conscious, and this has led to the average credit score rising steadily for a number of years. Another consequence has been more consumers focused on the goal of perfect credit. Click below…
If you’re just starting out in building your own credit, whether due to age or to life circumstances, it can be a daunting undertaking. Credit scores are notoriously confusing, and you’ll sometimes hear competing advice. Still, there are as few…
Have you ever wondered why there’s so much fuss about having a good credit score? This three-digit number could impact your financial health – and your life – in important ways. Read on to learn more about just how important…
Having two or more credit cards can affect your credit score in many ways. It can be negative when the only type of credit you have is in the form of credit cards. Your credit should be diversified among various…
When you reach a credit score of 700 or above, you’re in a whole other league in the world of credit. A score that high can mean the difference in getting a home loan, or a car loan at a…